Not found, error 404
The page you are looking for no longer exists. Perhaps you can return back to the site's homepage and see if you can find what you are looking for. Or, you can try finding it by using the search form below.
Pages:
- About Us
- Contact Us
- Disclaimer
- Disclosure
- Home
- Investment Philosophy
- Pay Off The Mortgage?
- Privacy
- Resources
- Ruminations Blog
- Services
Categories:
Authors:
- David E. Hultstrom (140)
Monthly:
- March 2024
- February 2024
- January 2024
- December 2023
- November 2023
- October 2023
- September 2023
- August 2023
- July 2023
- June 2023
- May 2023
- April 2023
- March 2023
- February 2023
- January 2023
- December 2022
- November 2022
- October 2022
- September 2022
- August 2022
- July 2022
- June 2022
- May 2022
- April 2022
- March 2022
- February 2022
- January 2022
- December 2021
- November 2021
- October 2021
- September 2021
- August 2021
- July 2021
- June 2021
- May 2021
- April 2021
- March 2021
- February 2021
- January 2021
- December 2020
- November 2020
- October 2020
- September 2020
- August 2020
- July 2020
- June 2020
- May 2020
- April 2020
- March 2020
- February 2020
- January 2020
- December 2019
- November 2019
- October 2019
- September 2019
- August 2019
- July 2019
- June 2019
- May 2019
- April 2019
- March 2019
- February 2019
- January 2019
- December 2018
- November 2018
- October 2018
- September 2018
- August 2018
- July 2018
- June 2018
- May 2018
- April 2018
- March 2018
- February 2018
- January 2018
- December 2017
- November 2017
- October 2017
- September 2017
- August 2017
- July 2017
- June 2017
- May 2017
- April 2017
- March 2017
- February 2017
- January 2017
- December 2016
- November 2016
- October 2016
- September 2016
- August 2016
- July 2016
- June 2016
- May 2016
- April 2016
- March 2016
- February 2016
- January 2016
Recent Posts:
- Being Helpful
- Winter Ruminations
- Time Diversification, Part II
- Other Risk Reduction
- Fall Ruminations
- Forecasting
- Bucket Strategies, etc.
- Summer Ruminations
- Savings Rates
- Tax-Advantaged Accounts in an Inflationary Environment
- Spring Ruminations
- Investment Rules
- Estate Tax Avoidance
- Winter Ruminations
- Modern Monetary Theory and Free Lunches
- Capital Gains Taxes are Really Options Positions
- Fall Ruminations
- Financial Planning vs. Wealth Management
- “Fair” Wealth Distributions
- Summer Ruminations
- How to Cope with a Market Downturn
- Time Diversification
- Spring Ruminations
- Bitcoin and Other Cryptocurrencies
- Decision Making (again)
- Winter Ruminations
- Response to Low Expected Returns
- Wealth Taxes
- Fall Ruminations
- The (Surprising) Range of Financial Outcomes in Retirement
- Financial Success (Again)
- Summer Ruminations
- Veblen Investors
- Beating the Market
- Spring Ruminations
- Be an Optimistic Worrier
- Optimizing vs. Hedging
- Winter Ruminations
- Advisor Fitness
- Life Insurance on Children
- Fall Ruminations
- Are you Consciously Competent?
- “Bunching” Charitable Deductions
- Summer Ruminations
- Expected Inflation
- Over-Optimizing
- Spring Ruminations
- Profiting from the New Thing
- Three Simple Formulas
- Winter Ruminations
- Ignorance
- What’s the Market Going to Do?
- Fall Ruminations
- Good Portfolios Frequently Look Bad
- “Good With Money”
- Summer Ruminations
- ESG (née SRI) Investing
- Umbrella Coverage
- Spring Ruminations
- Covered Call Writing
- When to Use Margin
- Winter Ruminations
- Optimal Savings Strategy
- Philosophy of Fixed Income Investing
- Fall Ruminations
- Signs of a High-Quality Advisor
- Philosophy of Foreign Investing
- Summer Ruminations
- Four Rules for Guaranteed Financial Success
- How to Evaluate the Evidence
- Spring Ruminations
- Beware Fighting the Last War
- When to Invest Small Amounts
- Stock Splits
- Three Types of Risk
- Risk vs. Uncertainty
- Evidence-Based Investing
- After-Tax Portfolio Allocations
- After-Tax Returns to Different Types of Accounts
- Changing Income Tax Rates
- How We’re Different
- Buying vs. Renting
- Exercising Employee Stock Options
- Hedging Inflation
- Tax Code Reform, Part II
- Tax Code Reform, Part I
- The Normalcy of Stocks
- Blogiversary
- The Quality Advisor’s Alpha/Gamma/Sigma
- Asset Location Strategy
- Ideal Clients
- Advice to a Neophyte Advisor
- Trade Publications & Organizations for Financial Advisors
- Recommended Reading for Investment Advisors
- Being a Financial Professional
- Expected Returns – Advice from 2006
- Expected Returns – Simple Calculations
- Expected Returns – Magic Boxes
- Broke Rich People and Loaded Poor People
- Alternative Investments – Outside the Box