Below are various papers we have written and a few spreadsheet calculators we have developed.

We maintain e-mail lists for those who are interested in hearing from us on occasion when we see or research something that may be useful to a broader audience. One distribution is intended primarily for "financial professionals" and is sent out quarterly. Each month we also e-mail our client newsletter, Financial Foundations. Most of the items below were originally written for one of those lists.  If you would like to receive either or both of those e-mails, we would be happy to include you as well.



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Excel Black-Scholes Option Pricing Calculator
Excel Converting Arithmetic to Geometric Averages Spreadsheet
XLA Improved Geometric Mean Function for Excel [syntax: =mygeomean(range)]
Excel Efficient Frontier Spreadsheet
Excel Historical Market Downturns Spreadsheet
Excel Investment Return Matrix
Excel Marginal Tax Rates by Income Level
Excel One-Person Retirement Plan Comparison Spreadsheet
Excel Pension for C-corp v. SE Spreadsheet
Excel Pension Option Analysis
PDF Questions for Advisors to Ask
PDF Ruminations by Other People
PDF Ruminations on Active vs. Passive Management
PDF Ruminations on Alpha vs. Luck
    Excel  Alpha for Confidence Spreadsheet
PDF Ruminations on Asset Class Implementation
PDF Ruminations on Asset Classes
PDF Ruminations on Being a Financial Professional
PDF Ruminations on Calendar Effects on Stock Returns
PDF Ruminations on Charitable Giving
PDF Ruminations on College Funding
PDF Ruminations on Credit Reports
PDF Ruminations on Decision Making
PDF Ruminations on Dollar Cost Averaging
PDF Ruminations on Ethics
PDF Ruminations on Estate Planning
PDF Ruminations on Expected Returns
PDF Ruminations on Financial Success
PDF Ruminations on Gold
PDF Ruminations on Harvesting Capital Gains
PDF Ruminations on Health Savings Accounts
PDF Ruminations on Hedge Funds
PDF Ruminations on Hedging Inflation
PDF Ruminations on High Yield Bonds
PDF Ruminations on Insurance
PDF Ruminations on Investment Costs
PDF Ruminations on Investment Mistakes
PDF Ruminations on Investment Philosophy
PDF Ruminations on Looking at Your Portfolio
PDF Ruminations on Market Guarantees
PDF Ruminations on Monte Carlo Simulations
    Excel MCS Spreadsheet for Private Clients
    Excel MCS Spreadsheet for Foundations
PDF Ruminations on Paying Off the Mortgage
PDF Ruminations on Permanent Life Insurance
PDF Ruminations on Real Estate
PDF Ruminations on Rebalancing
PDF Ruminations on Risk and Return
PDF Ruminations on Roth vs. Traditional IRAs
PDF Ruminations on Short Selling
PDF Ruminations on Social Security
PDF Ruminations on Sudden Wealth
PDF Ruminations on Tax Loss Harvesting
PDF Ruminations on Tax-Efficient Spend-Down
PDF Ruminations on Term Insurance as an Investment
PDF Ruminations on Terminology
PDF Ruminations on the Investment Process
PDF Ruminations on the Market
PDF Ruminations on the Normalcy of Stocks
PDF Ruminations on the Tax Code
PDF Ruminations on Things Most Advisors Don't Know
PDF Ruminations on Transfer Taxes
PDF Ruminations on Variable Annuities vs. Taxable Accounts
PDF Ruminations on When to Take Social Security
    Excel Social Security Breakeven Analysis Spreadsheet
PDF Ruminations on Withdrawal Rates
Excel Russell Indexes 1979-2011 Spreadsheet
Excel Stock Market Trend Spreadsheet
Excel Stocks vs Bonds Spreadsheet
PDF Tax Reference Guide 2011
PDF Tax Reference Guide 2012
PDF Tax Reference Guide 2000-2013
Excel Tax Treatment Comparison Spreadsheet

 
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